Okay...I know at this point it's aggressive. I know I have commited myself to tracking NSD's and attached a forced $25.00 savings bonus deposit for each at the end of the month....now this....I am going to DOUBLE my 52 week challenge. This is going to allow me to contribute to both of my goals.....mortgage prepayment and Christmas fund.

Starting the challenge now puts me 8 weeks behind the gun but I will frontload this lost time in November if possible. The important thing is I am starting and will keep you all updated as follows: Each week I will confirm my DOUBLED 52 week challenge deposit and at the end of each month, I will confirm the number of NSD's and thus, the number of $25.00 bonus dollars to deposit. Once again....let the fun begin...