As my wife concludes her NYC trip with some girlsfriends, I am home today with the children since they are off school this week.

I forgot a scheduled meeting with Craig, my financial advisor so I contacted my secretary and advised her to direct him to my house where we could meet.

He just left and we were able to establish a little homework for him to do.

1. ROTH IRA for my 11 year old. She assists her mother at her 13 year old dance studio, pulling down $40/week. She is also planning on taking the Baby Sitting Course in order to prepare for babysitting beginning in September. Our rules of the house clearly state that 1/2 of any/all income or gifts will be saved, the other 1/2 can be spent, saved or tithed. We are hoping this ROTH IRA in addition to the PIA account we have established for all three girls will not only establish sound saving lessons, but start them off on the right foot once they are "of age".

2. Opening an IRA Account for me. I currently max out my ROTH IRA in January every year and max out my company SIMPLE IRA. I am looking for another IRA to invest in, along with a stock broker. We are not sure another IRA is doable (because of many considerations regarding income and other holdings), so that is somthing he is going to research.

All in all, I love Craig and am very pleased with the service he provides me, my wife, my children and my company. He is a great asset to my business family. And he has become a good friend too!