Okay...it's not as bad as it sounds. First, out of my $32k in savings, I decided to fully fund my ROTH IRA for the sixth year in a row in the month of January. There goes 5k.
Then, I decided I was tired of writing checks every month for my truck payment so I dropped $9k and paid that baby off.
So my savings is about $18k but I expect a pretty good tax refund since I sold my company thus, I feel good about refunding my account by mid March.
Another thing I wanted to discuss tonight is how vital it is to splurge a little once in a while.
Now, I don't mean collecting doodads and silly things that we all can do without. What I am saying is we are all working hard to be respnosible with our money. To save for our future and the future of our family. To strive to be frugal for the sake of going green and 100 other reasons.
You MUST reap the fruits of your labor at times. After a long week of work and feeling a little run down and blah, I spoke with the family and decided to take everyone out for our favorite meal, sushi. My three girls love the habatchi grill and watching their food be prepared. They also enjoy sushi as do my wife and I. The cost, never less than $150.00. BIG TICKET ITEM!
But I and they are worth it. It is very thrilling and exciting to save. To take advantage of a good deal and continue to work toward retirement (fully). But what about today? What about enjoying the finer things in life sometimes.
So to all of you, get a new coat or hat. Play a little extra golf. Take your sweetie out to dinner and a movie (I have seen Doubt and The Wrestler and they both are pretty good). Buy a little thing here or there that you have always wanted. Grab a new book or CD. Reap the benefits of your hard work today. Remember, you will never get the chance again! God bless.
Dropped 14k today!!!!!!!!!!
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It is funny you bring this up, especially today.
I heard a very interesting quote this morning :
"Being thrifty is a virtue, until it isn't"
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